Free Singapore VCC tools: cost, eligibility, structure, fees and timing
Eight calculators and checkers built from the published MAS, IRAS and ACRA rules and from real fund-services quotes. Each gives a result in under two minutes, names the assumption behind it, and hands you to a specialist only if you ask.
Choose a tool
Setup and first-year running cost for a standalone or umbrella VCC by number of sub-funds, strategy and service level, with the 13O/13U line separated out.
Estimate my VCC cost →Ten questions: which scheme, which track (licensed manager at S$5 million entry-only, or family office at S$20 million tested yearly), the floor, the spending tier, the headcount, and, for an existing award, which vintage rulebook binds.
Check my eligibility →VCC, private limited company, limited partnership, unit trust or re-domiciled offshore fund: seven questions on purpose, manager, liquidity and investors give the vehicle that fits and the two nearest alternatives.
Find my structure →What a single or multi-family office costs to run in Singapore against the 13O/13U conditions: staff, spending tiers, capital deployment, administration and audit, by AUM band.
Cost my family office →Fund-administration, NAV, transfer-agency and registered-office fees for a VCC by AUM and sub-fund count, calibrated to proposals from Singapore administrators.
Estimate my admin fees →Carry under European and American waterfalls with hurdle and catch-up, and the Singapore tax treatment for a manager who brings the carry vehicle onshore.
Model my carry →Which Global Investor Programme route fits: Option A business, Option B fund or Option C family office, the commitment, the renewal test, and how it links to a 13O/13U fund.
Find my GIP route →Side-by-side cost, substance and tax comparison of a VCC against a Cayman fund, and a week-by-week timeline for incorporation, manager appointment, bank onboarding and the tax award.
Compare with Cayman → · Estimate my timeline →How the tools are built
Every threshold is taken from the primary document and recorded in a single facts register that also feeds the articles, so a figure changes in one place and the tools follow. The two tax tracks are always kept apart: a fund under a licensed manager (the non-SFO, commercial track) enters Section 13O at S$5 million in designated investments with no annual re-test, while a family-managed fund needs S$20 million tested at every basis-period end, a non-family professional, capital deployment and a private-banking account. Fee tools are calibrated to written proposals from Singapore fund administrators and stated as ranges, not quotes. Nothing is stored unless you ask for your result by email.
The reasoning behind each tool sits in the explainers: what is the minimum AUM to run a VCC, one statute, two tracks, what fund-administration proposals quote and which conditions apply to your SFO award.
Want the result checked against your facts?
Send us the result from any tool. We will confirm the figures for your structure and, where it fits, connect you with MAS-licensed fund managers, administrators or a family-office specialist.
Speak with a specialist →Frequently asked questions
Are the tools free, and do they need an account?
Yes and no. All eight run in the browser without a sign-up. The only data sent to us is a result you choose to email to yourself, which we use to reply and for nothing else.
How current are the thresholds?
The tools follow MAS circular FDD Cir 05/2026, effective 1 August 2026, which formalised the two 13O/13U tracks, and the family-office conditions dated 5 July 2023 for earlier awards. Each tool page carries its own review date.
Can a result be used in an application to MAS?
No. The tools apply published thresholds to your answers; MAS assesses each application on its facts and the conditions change by circular. Use a result to scope the structure and the budget, then confirm with a licensed adviser.
Do the tools cover an existing family-office award?
Yes. Question 10 of the 13O/13U eligibility checker asks for the date of your earliest submission to MAS and applies the vintage that binds your award: the pre-18 April 2022, 18 April 2022, 5 July 2023 or 1 August 2026 rulebook, including the three-month banking-account grace period from 1 August 2026.
Which tool should I start with?
If you have not chosen a vehicle, the fund structure selector. If you have, the 13O/13U eligibility checker for the tax side and the VCC cost calculator for the budget. Family offices start with the family office cost calculator.